I have been using bunch of banking applications, for example, BOA, BNP, Chase, BOC, etc.. This is the worst one I have ever seen. The connection keeps on dropping only because you are using DHCP. This never happened on other applications I have used for years. Moreover, the appointment feature are also designed in a inhuman way: one can not check your booking history. There are more bad features that hard to be carried in this short comment. In a summary, avoid this one as plaque.